How my hatred for bean counters, Korintenkacker, Dipfeleschisser, and Bosch made me sick.
Healing From Over-Regulation
So in 1999, I started working for that Bosch subsidiary in Stuttgart. I soon realized that this environment wasn't right for me. However, it was a safe job. So it was like working as a civil servant. However, as I stated previously, I do not like the bastards; I rather hate them! They are like dogs, one can teach them any nonsense. And they will follow: For example, they are not allowed to eat when they are hungry, without explicit permission! I was now one of them! So my hatred for the Bosch bastards was mirrored, and I hated myself, and that was a kind of dishonesty to myself. As a result of this inner conflict, there were some psychological and health issues. The pain in my joints and muscles led to a diagnosis of rheumatic disease.
Then I got a prescription from the doctor, and I headed to a pharmacy. The owner of the pharmacy Alois Steer served me, looked at my face, and glanced at the prescription. He was shocked, so he asked, "Mr. Forster, may I ask you how old you are?" "Yeah, 46," I said. He looked at me and said, "Is it really necessary for you to eat such shite at your age?"
Alois woke me up
He was living off of his earnings from selling the pills, and he had the courage to tell me that I shouldn't eat them. I realized something was wrong here. I am very grateful for his honesty and for his courage to tell me that because it woke me up, and I started looking for a different solution.
Soon afterward, I attended a seminar where I met Dr. Mario Krause. During the seminar, we had some positive contact with each other, and even after the seminar, he mentored me for a while. Due to my rheumatic disease, I also asked him: "Can you do a test for me to find out what's wrong?" So, he did a blood test, and we realized I had a digestion problem. He treated that, and my symptoms almost disappeared. Well, at least for a year—then they came back! We did another blood test and had similar results. We repeated the same therapy with the same success, and it cleared for another year.
The truth is, I still had this hatred for myself and for civil servants, as well as depression over my unsatisfying marriage and living in scarcity. I still had all of that in my mind. So it kept creating the same results over and over again. You see, if you treat the problem on the surface, it fades for a while, then reappears until you've learned from it. In any case, Mario and I are good friends, and we keep meeting once or twice a year. I really appreciate his support and advice. He was basically laying the groundwork for me to understand my condition. So I am very grateful to Mario and the pharmacist Alois Steer for their advice. They healed my rheumatic disease in the long term. Nowadays, I can move freely. My joints no longer hurt, and I even started running marathons and finished seven or eight of them.
So now let me tell you a little bit more about civil servants and about the Korintenkacker. I'll give you some examples in state-owned organizations or in industry.
So one of the state-owned organizations that are full of Korintenkackers is the Industry- und Handelskammer. They keep charging businesses without providing any service. They are just there because the legal situation in Germany allows them to do so. Nothing worthwhile can come out of them.
Another one is the Gebühreneizugszentale in Germany. They collect money for the state-owned radio and television stations. There was a sound reason for creating this organization when broadcasting came about. This is because people realized that if we broadcast news, we could educate and entertain our society. In those days, the equipment to do this was expensive. It had to be financed somehow to build up the infrastructure. To me, the idea of passing legislation requiring the public to pay for radio and television stations sounds like a smart idea. But nowadays, it's so cheap to start and run your own radio station. It probably won't cost more than $100 to set up your own streaming channel and broadcast music over the internet. There are hundreds, thousands, and even tens of thousands of private radio stations that do not get any money from this organization.
Therefore, this organization is very out of date nowadays. They collect money for the state to run an outdated system and broadcast propaganda. Private radio stations have a very small budget. Their main source of funding is advertising. They probably broadcast news and other stuff based on what advertisers pay for. The state-owned radio stations, however, are just advertisements for the government. They represent the government's opinion rather than their own. If the government's opinion, the news, and their propaganda are closer to the truth than the truth influenced by ads, then I think neither is better or worse than the other. There's only one difference: state-owned radio stations are expensive, while privately owned stations have a smaller budget and don't waste as much energy.
Let me give you a different example involving Nokia. Nokia used to be the world's top mobile phone provider. When the iPhone came out, Nokia kept thinking people would want to use a normal mobile phone just for making phone calls. Nokia didn't realize how much people would value having a toy in their hands and playing around with it. Think about what you do with your phone nowadays. How many hours per day do you hold it in your hand and play with it? How many minutes per day do you spend talking or texting on it? As far as Nokia was concerned, they still thought people just wanted to use a phone to make calls. Nokia did try to make a smartphone. Do you remember the Nokia Communicator? I bought all those Nokia communicators they had during their development phase. I loved them. I didn't realize how valuable that was! It was a small computer! However, Nokia wasn't ready for Apple's plan to turn phones into toys. A few years later, Nokia became bankrupt. In a few years, Microsoft bought Nokia for probably less than 1 percent of its peak value. Unbelievable, isn't it?
Banks and the banking system are another type of organization that has not grasped modern science. Overall, banks follow the old rules and try to keep things more secure for you. But security is your business, not the business of a bank. As well as that, the government keeps forcing banks to make things more complicated and secure. I think that's ridiculous because it makes everything more complicated and more expensive. It's fortunate nowadays that there are some fintech companies that provide financial services in a more convenient and easy-to-use way. PayPal, for example, well PayPal is aging, and it's now a pain in the ass. A better example would be Wise or Revolut, which allows users to send money internationally for a relatively small fee compared to what a bank transfer would cost. Moreover, you get better exchange rates. You get a shorter wait time to transfer money. You can also monitor the entire process from your phone, including how it was transferred, whether it was exchanged, and whether the other person received it. Fintechs are doing a much better job than banks with their old-fashioned, outdated systems. Banks don't realize what's going on! A lot of fintech businesses use blockchain technology as well. That's the silver lining on the horizon, I think. My favorite part about it is that it's going to put a lot of Korintenkackers and highwaymen out of business. By simplifying, we'll get rid of parasites in industry and in state-owned offices.
Well, I assume some banks will either have to drastically change their business model in order to serve customers better or end up bankrupt. It is unfortunate that the latter scenario may have some negative consequences for those who have parked their money with them. But perhaps that's the price we have to pay. Or we have to learn how to invest and park our money better than just keeping it in a bank. Traditional banks stand in the way of blockchain and fintech today, just like print media did when the internet came along. Because they didn't understand what the internet meant to them, they kept printing books and newspapers to protect their business. Most of them were forced out of business. As a result, print media makes only a small fraction of its revenue and turnover from years ago. It's a positive development, I think. In other words, it cleaned up an outdated market.
I can also offer the example of German history as a suitable political example. So in East Germany, the socialists tried to protect themselves by building a wall around the country. They tried to protect themselves and their socialist ideas from capitalism, and that worked fine for 40 years. That was the Cold War era. It was actually a very stable political situation between the East and the West, even if it was not a pleasant one. I grew up in it. For me, it was normal to live and grow up in a situation like that. But at the end of the day, all of this protectionism doesn't help. It only works for a while. But what it does is blow up the system, and it's like cancer. And sooner or later, all of those systems collapsed. That one ended with Germany reunifying. In this reunification, no blood was shed, unlike other revolutions. Germany is pretty proud of that because that didn't happen too often historically.
Another nice example where people tried to maintain the status quo was in England when they invented the railways. People started protesting against railroads because, of course, they feared trains. Doctors at the time even stated that if you move someone faster than 30 km/h, they will become insane. Can you believe it? Yeah, they just wanted to keep their horses!
Recently, I had to make my tax declaration, and my tax consultant has been sending me paper invoices. Basically, he's advertising bookkeeping online and putting receipts into software in a digital format. I hate the software, and it looks like shite and runs really slowly. The license for the software is expensive, and as a client, it's almost useless. To understand it, you've got to use it every day. You can't operate it if you only look at it once a month. Well, my tax consultant, the bean counter, is also one of these highwaymen. He sends me his invoices on paper! I keep telling him to just email me a copy of the invoice and withdraw the money directly from my account. He says he's not able to do that! So he has been sending me the paperwork and reminding me to pay. I keep asking him how often I need to tell him to withdraw money directly from my account in his software. The amount should be withdrawn at the push of a button on the day it should be paid. Done!
It is a lie for him to call himself a tax consultant because, in order to maximize my tax situation, I must come up with the ideas myself! Never has he come up with an idea! Basically, he talks about the risks if we follow my ideas. When it comes to tax savings, he doesn't consult me on what's legal. There is always a little bit of a range in how you can declare taxes to put yourself in a better position. My consultant never offered a recommendation like that! When I sold my business, I asked him what the right way to do it was. He came up with a simple calculation that would have fit on the edge of a stamp. He charged me about 1500 euros for it! Well, that's probably his salary for his expertise; fair enough. As a tax consultant, I would have expected that he would have done this before I asked for it. I would have expected him to have done this before he became aware of my situation. But, hey, isn't that the old highwayman mentality?
We talked about the cold war and the eastern and western conflicts in Germany after the Second World War. It reminds me that we have a similar situation right now. Nowadays, the United States is in a trade war with China. They accuse China of stealing their technology and ask their own companies not to do business with them anymore. But I think the real reason behind it is that they just want to protect the value of the American dollar. They realized the growth rate in Asia, especially in China, but also in India, Pakistan, and Indonesia, would be faster than growth in the West, especially in the U.S. I assume this trading war is basically about defending that. Obviously, the Americans have understood what is taking place, and by bringing up this trade war, they are attempting to protect themselves. That will work for a short while, but like the Cold War, it won't last forever. Asia will exceed in growth in the next 10 to 20 years the growth of the western world and will strike back. That's also something I see as having a silver lining in the future.
So let's review together what my most valuable learnings from this are. Well, I had to understand that:
Pain is Self-punishment
As I worked for this civil service organization, Bosch, my hatred of myself was a reflection of how much I hated that business. My body was just reflecting my hatred, and the pain I felt was me punishing myself. I didn't understand that back then. It took me 20 years to figure that out.
Another key learning is my hidden agenda for this book, which is to help you understand mechanisms like that better. I wanted to serve you with that because I'm so grateful for what I have learned. I need and want you to do the same. Therefore, I'd appreciate it if you could pick up some of those lessons by listening, watching those videos, or reading this book.
I need to come back to something else. I recently asked my son, "Have you studied quantum mechanics or quantum physics in school so far?" He replied, "No, but maybe soon." I mean, quantum mechanics and quantum physics are 100 years old, and they're not taught at school. Today, we know that it explains 80 percent of what we experience and probably even more than what Newtonian physics cannot explain. Despite being aware of quantum mechanics and quantum physics for more than 100 years, schools don't teach them to children. That creates creatures that believe they make decisions logically. Our emotions affect more than 80 percent of our decisions today, and only a small part of them can be consciously and logically made. This hidden agenda is to make you aware of how much you rely on your emotions and how you can manage them. Then comes the third part, so the first one is the logical part, the second is the emotional part, and the third part is your ego. Sometimes your ego just wants to play. When you give your ego a playground that also supports your emotions and logical thinking, you'll be able to align all three forces. And that's what causes healing. In the process of making my tax declaration, I thought for a very, very long time about my hatred for civil servants, for the “Korintenkacker”, and for the “Dipfeleschissers”. Well, I experienced some immediate healing. That was a wonderful experience.
From the bottom of my heart, I believe this book will help you do the same. And that you can start